Privacy Policy

Loyalty and Reward Programs

A Global Reward System

Welcome to Yapit’sLoyalty and Reward Program...that pays you for all of the things you do. More than a

coupon, it is a complete rewards system involving Yapit’sglobal app and marketplace partners

(www.Yapit..app). Yapit’seco-system is full of unique ways to help you earn reward points. Unlikeother

traditional platforms, Yapitpays it’s users for all of their activity throughout iYap’s eco-system. With Yapit,

when you post a selfie and like it…. “you get paid”, when purchase adeal…”you get paid” or when you send

your friends or family money for bills…”you get paid”. Yapitrewards can also be converted to Cash and

transferred to your wallet, card, or bank account.

Our reward programs also helps small to enterprise size companies attract and retain customers through

incentivized offers. Now it's your turn to “Get Paid” Again, welcome to Yapit’sLoyalty and Reward

Program.

YapitRewards Members earn YapitRewards for all of their

engagements and Marketplace activities and can be instantly used

to purchase anyproducts and/or services in Yapit’sMarketplace or

from a Participating Merchant. Yapitreserves the right to add or

delete items eligible for Points issuance at any time, at its sole

discretion, without notice.

YapitRewards Program

Earning and Using Reward Points:

YapitMembers can earn $0.01 up to $250 based on the activity performed or the promotion. The Members

Reward Points can betransferred to the Member’s Rewards card once the Member has accumulated 20,000

Points ($20.00). Reward transfers to the wallet will be awarded to the Member’s account in 48 hours. Yapit

reserves the right to limit Points awarded with respect to any offer or promotion to reasonable household

quantities. On a return and/or exchange, Points may be deducted from the Member’s account that were

used for the original product purchase.

From time to time, incentive programs offered in conjunction with third parties, such as T-Mobile, may be

combined with YapitRewards, and these special programs may offer incentives that can only be redeemed

in a specific territory or country. Please see the terms and conditions of these other incentive programs to

see what terms and conditions apply to your Reward programs.

Member must provide the in-app deal offer via his/her mobile device associated with the YapitRewards

account or present his/her personal Card to the cashier at a participating merchant before the purchase

transaction is completed in order to earn and/or redeem Points. Points have a fixed value (see Points

diagram page two) and may be redeemed as Cash, and are transferable to any other individual Members,

charities or entity in the YapitMarketplace.

YapitRewards card enables Members to transfer and redeem their Rewards Points as Cash. The points are

converted and can be used in wallet, card, bank or with any of our participating locations (collectively

“Participating Merchants”). For a full list of Participating Merchants, visit Yapit.app/Rewards. From time to

time, special program offers will be made that may not be available atall Participatinglocations in your

country.

Waysto earn bonus points

We may offer you ways to earn bonus points througha Brand Offer (third-party), contest orotherspecial

promotions. Find out more ways to earn bonus pointswith Yapitat Yapit.app/Rewards.

•Points are earned and posted to your Yapitaccount as you earn them through your activity and

transactions. You’ll see the points you’ve earned in your YapitAppor on yapit.app.

How you can use your points

•You can use your points to redeem for any available reward options. Options may include eligible

purchases at Yapit.app, iYapMall, and as cashon your card.

•You can use your reward points to make in-app and Yapit.apppurchases or donate them to your

favorite charity.

•You can use your points at all participating Yapitmerchants.

•You may donate your points to a non-profit organization or church group attached to YapitCares.

•To use your points, minimum and maximum amounts may apply. We’ll let you know about any

minimum or maximum amounts, as well as any additional terms and conditions, before you use your

points.

•Once points have been used, the transaction is considered final and may not be canceled unless

otherwise noted.

•Applicable sales/use taxes, fees, surcharges, and shipping and handling charges are your

responsibility.

•We’re not responsible for replacing lost, stolen or damaged redemption items, including certificates,

tickets or gift cards orfor a merchant’s failure to honor them.

Shop with your Points

•Youcan use your points for all or part of a payment for the purchase of eligible items in-app or on

Yapit.app.

•If you don’t have enough points to pay for a purchase at Yapit.app, you can pay the additional cost or use

your Yap card for the balance.

Other information about the earning and availability of points

With YapitRewards, you’ll earn:

2% Back for each $1 of eligible purchases made using your Yapitmobile app, online or the YapitCard.

This equates to $0.02 in % Back rewards, which is equal to 2 points, for each $1 spent.

For example, if you spend $100, you will earn $2 in iYap Rewards, which is equal to 200 points.

YapitRewards|Loyalty and Reward System

Redeeming Points:

When purchasing items and/or services at a Participating Store, Member may choose to either redeem

previously earned Points or continue saving Points to use on a future purchase of items and/or services.

If Member elects to redeem earned Points, the Points will be converted into redemption dollars and the

value of the redemption dollars will be deducted from the total price of the Member’s purchase of items

and/or services from a Participating Store. Earned Points are converted into Cash as follows:

(1) 1000 points =$1

The minimum amount of Points that can betransferred to the Rewards card in a single transaction is

20,000 points (=$20).

iYap Rewards|Loyalty and Reward System

Terms andConditions

YapitRewardsisaloyaltyprogram offered byYapittoitscustomers(also referredto as “the Program”).

These terms and conditions form the agreement (the “Agreement”) between each customer that

participates in YapitRewards(referred to as a “Member”) and Yapitand its participating affiliates, brands

and merchants(collectively “Company”) with respect to the Program. You may contact iYap at 7076

Peachtree Industrial Blvd, Suite 200, Norcross, GA 30071 or877. 492.7360

By participating in YapitRewards, Member agrees to the terms and conditions, rules, regulations, policies,

and procedures of the Program available at Walgreens.com/Balance. Each Member is responsible for

remaining knowledgeable about the Program terms and conditions. Yapitreserves the right to disqualify

Members who have violated any of the Program terms and conditions. Yapit. reserves the right to change

the terms or conditions of the Program or terminate the Program or your membership in the Program at

any time, for any reason, without prior written notice. Communications about iYap Rewards, including

changes to the Program, will be posted on Yapit.app/rewards.

YapitRewardsis a global rewards system open to U.S.and international Members at least 18yearsold. If

you are between 13 and 18 years old, you agree and acknowledge you have obtained permission from

your parent or legal guardian to be a Member of the Program. Program membership is available to

individuals, businessesand charities; in iYap’s sole discretion, any other entitymust receive written

approval from Yapitin advanceto participate in the Program. Membership required at purchase to receive

promotional pricing.

Company may, at any time and without notice, change, eliminate, or terminate the Points earning

and redemption procedures and offerings. Company, at its discretion, may not show the full list of

redemption tiers on marketing materials. Upon redemption of Points, the Points will immediately be

deducted from Member’s account. Once Points are redeemed, Points cannot be credited back to

Member’s account. When returning items paid with redemption dollars, the redemption dollars will

be refunded to Member in the form of store credit. The sale or barter of Points, or any other award

or benefit (other than by the Company), is expressly prohibited. Any Points, award, or benefit

transferred, assigned, or sold in violation of these terms and conditions will be confiscated and

membership in the Program may be terminated.

Should any YapitRewards Member not use their Reward Points or Card (physical Card, virtual Card

or YapitApp) in a transaction for 6 consecutive calendar months, the membership will be deemed to

be inactive and all accumulated Points will be forfeited. For active Members, all Points expire on a

rolling 12-month basis. Complete terms and conditions of Points redemption are posted at

Yapit.app/Rewards.

Membership in the Program is free, and no initial purchase is required. Company reserves the right

to refuse issuance of a YapitRewards card (the “Card”) to any customer who does not follow the

enrollment procedures. Member should promptly notify the Program of any changes to personal

information, such as name, address, telephone numbers, and email address, either by visiting

Yapit.appor by calling a customer service representative at877.492.7360.

Note: Users must provide KYC info before they can redeem rewards to wallet, bank or on card.

Terms andConditionscontinued.

Yapitreserves the right to cancel anyrewards, incentives, wallet orcard for which it has incomplete,

inaccurate, false or fictitious personal information. In the event that Yapitcancels your wallet or card or

terminates the Program or your membership in the Program for any reason, all YapitRewardspoints

(“Points”) earned on your account will beforfeited.

Any fraudulent or unauthorized use of the wallet or card is strictly prohibited and will result in

termination or disqualification from the Program. The wallet or card is not a credit card. The wallet or

card is the property of the wallet or card issuer, and it may be revoked at any time by Yapitat their sole

discretion. Any unauthorized reproduction of the wallet or card may lead to legal prosecution and

forfeiture of membership in the Program and all Points earned.

YapitRewardsare protected by copyright as a collective work and/or compilation, pursuant to U.S.

trademarks may not be used by you in any manner without the prior written consent ofCompany.

iYap Rewards|Loyalty and Reward System

Member Information and Communications:

By participating in the Program, Member agrees to allow Company to communicate via mail, email,

phone, external websites and various other channels. If permission is granted by the Member, Company

may also communicate via text or mobile device. Company may use these channels to communicate

Member account status, notify Member when they are eligible for a reward, communicate program

changes, offer special Member promotions, coupons, information and offerings that may be of interest

to the Member, and more. Member information will be protected in accordance with the Online Privacy

and Security Policyand/or the Notice of Privacy Practices, as applicable.

OUR PROCESS

Our process begins with delivering value to our customers through a direct digital marketing

campaign from a participating Merchant. Our system provides the merchant a new way to

sell products/services, conduct surveys, incentivize in-store activity and reward the

customer for their engagement.

Yapitcredits the Member a percentage of its revenue in the form of Reward Points for their

engagement and loyalty.

This process flow is simple but best understood in the following diagram:

Rewards Process Flow

YapitRewards|Loyalty and Reward System

Member performs

activities on iYap

(post content,

shops, takes test

drive, searches and

shares)

User goes to Yapitand

sets up profile/account

Yapitcredits Members

accountwithRewards

Points(digitalledger)

123

Member transfers their

Reward Points to their

rewards card and spends

them in their wallet or

anywhere card is accepted

fig 1.Rewards Points Redemption